Posts

Showing posts from August, 2010

Identity Theft: Prevent, Detect & Resolve

Identity theft has become America ’s fastest-growing financial crime. Every 3.2 seconds, someone else becomes victim to identity theft.* Protecting yourself from becoming a victim has never been more important, which is why Eaton Family Credit Union now offers members a solution to help do just that. MemberSecure is designed to provide proactive protection against identity theft and fraud while also providing fraud assistance to victims in the event identity theft or fraud does occur. CardPatrol - real-time, early warning system MyIDMatters - news and information about fraud and identity protection Fraud Assistance - your team of fraud specialists Payment Card Protection - protect all your cards Click here for more information including resources from the FTC and Ohio Attorney General. * Javelin Strategy & Research. 2009 Identity Fraud Survey Report . 2009.

ATM, Debit Card Fees and Us

Here is the start of an article from Sunday, August 15, 2010 Cleveland Plain Dealer by Teresa Dixon Murray , "A change in federal law that kicks in today says banks must get your permission up front before charging you an overdraft fee for a wayward ATM withdrawal or debit card purchase." Click here for the entire article. In the article she includes, "Questions to ask your bank about overdraft policies for ATM withdrawals and debit card purchases." Here are the questions and answers from Eaton Family Credit Union: What are the fees for overdrafting my account with an ATM withdrawal or a debit card purchase? Does the fee get higher the more times an overdraft occurs during the year? $25 overdraft fee per transaction Is the overdraft fee waived if my negative balance is minimal, say, less than $5 in the red? $5 grace amount. Let’s talk. Please let us know when you have concerns about your account. Does your bank offer real-time text or e-mail alerts if my balance g

Fee Comparison Banks vs. Us

Here is the start of an article from Saturday, August 7, 2010 Cleveland Plain Dealer by Teresa Dixon Murray , "Bank customers soon will see higher fees, more of them and no more free checking -- all the result of banking reform that will cost banks billions of dollars." Click here for the entire article. Click here for the bank fee chart accompanied the article. As usual, read the fine print to see how bank fees quickly add up...imagine what they will do later this year. Eaton Family Credit Union will also experience decreased overdraft fee revenue but we're not planning on getting rid of FREE Checking . Here is a breakdown of our fees based on chart in the PD. Non-Sufficient Funds = $25 Cashier's/Official Check = $2 Foreign ATM = $1 Stop Payment $25 Electronic Wire Transfer Incoming = $6 Outgoing Domestic = $17 Outgoing Foreign = $40 Lost ATM Card = $0 ATM-Only Card = $0 Deposit Check that Bounces = $15 Click here for our complete fee schedule.

Support us and Susan G. Komen for the Cure

Help Eaton Family Credit Union support the promise to save lives and end breast cancer forever by stepping up and joining our team. Click here to join our team or make a donation. THANK YOU for your support of us and Susan G. Komen for the Cure !