Your Credit Score Explained
We are compiling information regarding credit reports and credit scores. Credit Report Errors from MyCreditUnion.gov sponsored by National Credit Union Association NCUA covers how to deal with disputes on credit reports How can I correct errors found in my credit report? Click here to see a Sample Dispute Letter What happens next? What if nothing is resolved? What if I am still dissatisfied? On Saturday, May 18, 2013, Sheryl Harris , The Plain Dealer , wrote an article, " More credit myths that can trip you up. " Click here to read the entire story. In the article she discusses the following myths and facts. Myth: It's not important to order your credit report Fact: credit reports contain errors. Myth: If you co-sign a student or other loan, it doesn't affect your credit Fact: payment information on co-signed loans can be reported. Myth: Freezing a credit report locks all companies and debt collectors out Fact: lenders can have acces