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Showing posts with the label credit card

How to Teach Kids to Handle Credit Cards

Here is a really nice article from Kiplinger by Janet Bodnar titled, " How to Teach Kids to Handle Credit Cards ." She starts, "This four-step plan will help prepare your children to control their spending, pay bills on time and avoid fees." Cash is the cornerstone. Use a debit card wisely. Stay away from prepaid cards. Save a credit card for last. Click here to view the entire article. Thanks to our friends at  FamZoo for posting this article.

New Credit Card Laws: Then, Now and Us

Thank you to The Huffington Post for the structure of this post. Click here for their February 22, 2010 article. Click here for updates from the Federal Reserve regarding changes in August. Interest Rates Eaton Family Credit Union has not raised interest rates on our fixed rate Classic Visa for 5+ years. Our variable rate Platinum Visa may change quarterly based on Prime plus 3.9% APR. Disclosures Eaton Family Credit Union's monthly statement will follow the updated format based on average daily balance. Service Fees Eaton Family Credit Union: NO Annual Fee, NO Cash Advance Fee, NO Minimum Charge Fee. Grace Periods Eaton Family Credit Union cardholders have 25-day Grace Period; time to pay without interest. Over The Limit Fees Eaton Family Credit Union credit cards have no Over The Limit Fees. Universal Default Eaton Family Credit Union never had a Universal Default rate and never will. Students Eaton Family Credit Union student members are eligible for our Visa credit card but ...

ID Theft Alert: Debit Card Phone Call

Recently an Eaton Family Credit Union member was fraudulently contacted regarding debit card transactions. Other credit unions in the area have reported similar phone calls too. We will not contact you to request your debit card number. In this case the member reported that the caller had a strange accent and purportedly worked in the Phillipines. Our security partner stated that callers will try to gain confidence through multiple phone calls with the goal of getting more personal information. Click here for more information on identity theft. Please contact us regarding any account or service questions. For specific credit or debit card questions contact Robyn Ext. 1000. Thank you for your support, Eaton Family Credit Union

Visa Credit Card Limit Lifted

Eaton Family Credit Union has removed the $200 daily limit on Visa credit card purchases. The change should go into effect this evening so anything you buy tonight, this weekend and thereafter will be subject to previous limits and restrictions. Thanks to everyone for your patience and understanding. We worked together and managed to foil the bad guys. Please contact Robyn at extension 1000 or email us for more information...see Comments below for 11/14/08 email from Mike Losneck, President, Eaton Family Credit Union.